Be it paying for an overseas purchase or sending money to a studying child, Telegraphic Transfer is the perfect tool to send foreign currency overseas in a timely and secure manner. The benefits of TT are:
On Demand rate are applied when purchasing or selling of demand draft, foreign cheque and etc. It is a cheaper method for payments made overseas and funds are cleared through our correspondents in major cities around the world.
High-Yield Savings Account
High-Yield Savings Account
Service Charge (Fall-below Fee) |
S$10 p.m. if average daily balance is less than S$500 |
Early Account Closure Fee (Within 6 months of opening) |
S$30 only if account is closed within 6 months of opening on customer's request |
Note: New account with zero balance and no activity within 1 month of opening will be closed by the Bank.
Savings Passbook
Minimum initial deposit |
S$500 |
Minimum amount to earn interest |
S$500 |
Early AC closure fee (Within 6 months of opening) |
S$30 |
Lost passbook replacement |
S$20 |
Service charge (Fall-Below Fee) |
S$2 p.m. if average daily balance less than S$500 |
Outward GIRO Return |
S$50 per item |
Fixed Deposit Account
S$1,000
> 2 month deposit
S$5,000
1-2 month deposit
S$50,000
7 days deposit
Current Account
Personal Current Account: Prime + 5% p.a. payable on overdrawn amount OR
minimum S$20, whichever is the higher
Cheque Book / Transaction Fee
Personal Current Account
S$5 per cheque book
Transaction Fee: Nil
TRIO Current Account
Cheque book: First cheque book free, S$10 for every subsequent cheque book
Transaction Fee: Nil
SGD Interest Bearing Current Account
1st 30 cheque free per month and
S$0.40 per cheque from 31st cheque onwards
Other Type of Current Account- Refer to specific product features
Normal mail (24hrs-48hrs)
Free
Registered mail (24hrs-48hrs)
S$5
Express mail (same day)
S$20
Due to insufficient funds
S$50 per cheque / item
Due to technical reasons
S$10 per cheque / item
Personal Current Account:
S$80
TRIO Current Account
S$80
SGD Interest Bearing Current Account:
S$50
Request for CA Document
1 year or less
S$20 per document + retrieval cost
1- 3 years
S$30 per document
beyond 3 years
S$50 per document
1 year or less
S$20 per statement month
1- 3 years
S$30 per statement month
beyond 3 years
S$50 per statement month
ATM Services
ATM Services
Replacement of Lost / Damage Card |
S$5 per card |
Re-issuance of Forgotten / Lost PIN Number |
S$5 per re-issuance |
Others
Others
By customer
S$10
Loan Account
Free
Overseas Studies General Purpose
S$25 per Financial Standing Statement
Withdrawal
S$1 per 100 pieces or part thereof.
Exchange
S$1 per S$50 or part thereof per day.
First 1,000 pieces
Free
Exchange
Thereafter, S$3 per 100 pieces or part thereof.
(Not applicable for deposit with denominations of S$100 & above).
Foreign Currency Call Accounts
Personal Current AC
US$6 per cheque book (50 leaves)
FCY |
Insufficient Fund |
Technical |
USD |
30 |
10 |
FCY |
Charges |
USD |
20 |
Foreign Cheque Deposits
Drawn on banks outside Singapore
Drawn on banks in Singapore (via CTS System)
1/8% commission, minimum S$20, maximum S$100 (equivalent) + postage + agent fee, if any.
Commission-in-lieu of exchange 1/8% minimum S$50 Free
Cashier's Cheques (S$ / US$)
AC holder
In favour of self: Free
Third party
S$10 / US$10 per cheque
Non-AC holder
S$10 / US$10 per cheque
AC holder
S$5 / US$5 per cheque
Non-AC holder
S$10 / US$10 per cheque
Foreign Currency Call Accounts
Foreign Currency Call Accounts
Foreign Currency (In respective currency) |
Minimum Initial Deposit |
Minimum Monthly Balance |
*Monthly Charges |
Early Account Closure |
USD |
2,000 |
2,000 |
15 |
30 |
GBP |
1,000 |
1,000 |
10 |
20 |
AUD |
3,000 |
3,000 |
15 |
30 |
EUR |
3,000 |
3,000 |
15 |
30 |
NZD |
3,000 |
3,000 |
15 |
30 |
* Monthly Charges if average daily balance for the month falls below a minimum balance.
Request for AC statement (via Counter)
Type of Currency |
Statement Request Fee |
|||
1 Year or Less |
1-3 Years |
Beyond 3 Years |
||
1. |
USD |
15 |
25 |
40 |
2. |
AUD |
15 |
25 |
40 |
3. |
CAD |
20 |
30 |
50 |
4. |
CHF |
15 |
25 |
40 |
5. |
CNY |
100 |
150 |
250 |
6. |
EUR |
15 |
25 |
40 |
7. |
GBP |
15 |
25 |
40 |
8. |
HKD |
115 |
170 |
280 |
9. |
JPY |
1600 |
2300 |
4000 |
10. |
NZD |
15 |
25 |
40 |
Cashier's Cheques (S$ / US$)
Demand Drafts
AC holder
1/8% commission, minimum S$10, maximum S$100
Non-AC Holder
1/8% commission, minimum S$20, maximum S$100
AC holder
1/8% commission, minimum S$10, maximum S$100
Non-AC Holder
1/8% commission, minimum S$20, maximum S$100
Telegraphic Transfers
Issued in S$ against payment in S$
AC holder:
1/8% commission
(minimum S$10, maximum S$100)
+ cable charge + agent fee (if applicable)
Issued in FCY against payment in S$
AC holder:
1/8% commission
(minimum S$10, maximum S$100)
+ cable charge + agent fee (if applicable)
Issued in FCY against payment in the same currency
AC holder:
1/8% commission
(minimum S$20, maximum S$100)
+ 1/8% commission-in-lieu of exchange
(minimum S$10, maximum S$50)
+ cable charge or equivalent
+ agent fee (if applicable)
Branches | Reflex | |
SGD | S$30 | S$20 |
USD | US$30 | US$20 |
Other FCY | S$30 | S$20 |
Cancellation of Telegraphic Transfer Not Transmitted Yet:
S$20 per request
Return of Funds on Telegraphic Transfer Already Transmitted Out:
S$50 per request
+ cable charges
+ agent(s) charges
+ other charges, if any
Cable
S$20
AC holder
1/8% (minimum S$15, maximum S$75)
MEPS+
MEPS+
MEPS+ Payments |
Branch |
Reflex |
Payments made by MEPS+ to |
non-RHB account |
S$20 per transaction S$15 per transaction |
Inward Remittance
Credit into SGD AC drawn on RHB
Free
Encashment exceeding S$250,000 per Demand Draft /
Telegraphic Transfer for Non-A/C Holder Moneychanger
S$100 per Demand Draft / Telegraphic Transfer
FCY |
Service Charge |
AUD |
5.00 |
CAD |
5.00 |
CHF |
5.00 |
CNY |
50.00 |
EUR |
5.00 |
GBP |
3.00 |
HKD |
25.00 |
JPY |
500.00 |
NZD |
5.00 |
USD |
5.00 |
Crediting into SGD Currency/Saving Account
SGD: 10.00
Export Letters of Credit
Preliminary Advice |
Waived |
Brief |
Waived |
Full |
S$30 flat |
Amendment |
S$30 flat |
Confirmation of LC |
Min-1/8% per month or part thereof, Min S$150 |
Negotiation |
1/8% Flat, Min S$100 |
Reimbursements |
S$100 flat |
Acceptance of Draft Bills under usance LC issued by banks outside Singapore where RHB Bank is the accepting bank. *or part thereof - refers to 3 days grace, otherwise entire charges for the month applies. |
1/8% (per month) or part thereof* from date of acceptance to the maturity date of bill. Min S$100 Countersign Indemnity 1/8% Flat, Min S$150 Max 2 months |
Countersign Indemnity |
1/8% Flat, Min S$150 |
Transfer of Documentary Credits
Without Substitution |
1/8% Flat, Min S$250 |
With Substitution |
1/8% Flat, Min S$500 |
Without Substitution |
1/8% Flat, Min S$250 |
With Substitution |
1/8% Flat, Min S$500 |
Negotiation |
1/8% Flat, Min S$100 |
Amendments
Increase - Without Substitution |
1/8% Flat, Min S$250 |
Increase - With Substitution |
1/8% Flat, Min S$500 |
Text Only |
S$100 Flat |
Outward Collections Bill
Handling Charges |
1/8% Flat, Min S$90 |
Holding Fee |
S$50 per month |
Clean Collection / Cheque |
1/8% Flat, Min S$20, Max S$100 |
Import Letters of Credit
Irrevocable / Back to Back |
1/8% per month, Min 1/4% |
Revolving Reinstatement |
1/8% per month, Min 1/4% |
Pre Advice |
S$50 Flat |
Lengthy Docs |
Subject to bank discretion |
Amendment
Extend Validity |
1/8% per month on o/s balance, Min $90 |
Increase Value (Incremental Value) |
1/8% per month, Min 1/4% or $90 |
Others - Cancellation |
S$80 Flat |
Others - T&C |
S$80 Flat |
Acceptance Commission - Usance LC |
LC expiry date till maturity date 1/8% per month or part thereof min S$90 |
Discrepancy Fees |
S$100 Flat or equivalent for Bills in Foreign Currency |
Document Checking Fee |
S$80 Flat |
Inward Doc Bills
Amount Overdrawn |
1/8% per month on excess portion, Min S$90 |
Drawing against expired LC |
1/8% per month from LC expiry date to payment date, Min S$90 |
Payment of Local LCS Issued By The Bank
Payment in SGD |
1/8%, Min S$90 |
Payment in Foreign Currency |
1/8%, Min S$90 +1/8% in lieu of exchange Min S$80 or US$60 |
Inward Collections Bill
First Presentation |
Free |
Subsequent |
S$30 Each |
Docs released free of payment |
1/8% Flat, Min S$90 |
Holding Fee |
S$50 per month |
Protest Charges + Protest Fee Charges |
S$100 + protest fee |
Invoice Finance Handling |
1/8%, Min S$100 |
Shipping Guarantee
Under own LC |
S$80 flat |
Under IBC Collection |
S$100 flat |
Bills not routed through bank |
1/8% Flat, Min S$90 |
Banker's Guarantee
Banker's Guarantee
Standard Performance Guarantee Obligation |
up to 1 year : 1.25% p.a. or Min S$100 |
Non-Standard Performance Guarantee Obligation |
up to 2 years: 1.75% p.a. or Min S$100 |
Standard Issuance - Financial Obligation |
2.00% p.a. or Min S$100 |
Non Standard Issuance - Financial Obligation |
2.50% p.a. or Min S$100 |
Increase Tenor of Value |
1% p.a., Min S$100 |
Non Standard Issuance |
S$50 + Standard Charges |
Vetting of Bank Guarantee |
Subject to Bank discretion - Min S$200 |
Amendments |
Tenor: Same as Issuance Commission, min S$100 |
Custodian Account Services
Market |
Custodian Fees |
Equity Linked Notes |
Waived |
Bonds/ Notes / Equities |
0.20%p.a. of AUM Holdings in Custodian Account and subject to minimum of SGD $50 (deductable on 20th of January, April, July and October ) |
The above fees will be based on the market value as at month - end.
The above fees are subject to review from time to time at the discretion of the bank.
A minumum charge of SGD$50 (without GST) will be deducted as date mentioned above if the account remained active.
All fees and charges listed are subjected to Goods and Services Tax (GST).
The above fees will be deducted on the next business day if 20th of the month falls on a non-business day.
Other Charges
Other Charges
Commission-in-lieu |
1/8%, Min S$80 / US$60 |
Dishonour advice for OBC, OBP & IBC |
S$30 per advice |
Postage / Courier |
As per Incurred |
Tracers |
S$30 per advice |
Singapore Dollar Accounts
Singapore Dollar Accounts
Fees |
Current Account |
BizPower Quad Current Account |
BizPower Quad + Current Account |
|
Interest Rates (p.a.)* |
Non-interest bearing account |
0.188% (Capped at S$10,000,000 balances) |
Amount |
Interest Rate |
First $5,000,000 |
0.338% |
|||
Above S$5,000,000 to S$8,000,000 |
0.388% |
|||
Above S$8,000,000 to S$10,000,000 |
0.588% |
|||
Above S$10,000,000 to S$15,000,000 |
0.118% |
|||
Remaining balance above S$15,000,000 |
0.00% |
|||
Initial Deposit |
S$3,000 |
S$1,000 |
S$30,000 |
|
Minimum Average Daily Balance |
S$10,000 |
S$5,000 |
S$20,000 |
|
Fall-below Fee |
S$38 |
S$38 |
S$80 |
|
Minimum Average Daily Balance to qualify for interest |
NA |
S$20,000 |
S$30,000 |
|
Early Account Closure Fee (Within 6 months) |
S$40 |
S$60 |
S$200 |
|
Minimum Charge on Incidental Overdraft (AC without overdraft facility) |
Prime + 5% p.a. payable on overdrawn amount OR minimum S$30, whichever is higher |
|||
Cheque Books |
S$25 per cheque book (50 leaves) |
First 2 cheque books free (50 leaves) S$25 per cheque book (for each subsequent cheque book) |
First 2 cheque books free (50 leaves) S$25 per cheque book (for each subsequent cheque book) |
|
Account Periodic Review Fees |
Minimum S$500 (or equivalent) |
|||
Account Setup Fee |
A one-time setup fee may apply |
Foreign Currency Accounts
Foreign Currency Current Accounts
Fees |
FCY Current Account |
BizPower Quad Current Account – USD |
BizPower Quad + Current Account - USD |
||
Interest Rates (p.a.)* |
Non-interest bearing account |
0.012% (no cap) |
Amount |
Interest Rate |
|
First US$5,000,000 |
0.018% |
||||
Above US$5,000,000 to US$10,000,000 |
0.028% |
||||
Remaining balance above US$10,000,000 |
0.00% |
||||
Initial Deposit |
USD |
2,000 |
US$1,000 |
US$30,000 |
|
GBP |
1,000 |
||||
AUD |
3,000 |
||||
EUR |
3,000 |
||||
NZD |
3,000 |
||||
CAD |
3,000 |
||||
JPY |
300,000 |
||||
CHF |
3,000 |
||||
HKD |
10,000 |
||||
Minimum Average Daily Balance |
USD |
2,000 |
US$3,000 |
US$20,000 |
|
GBP |
1,000 |
||||
AUD |
3,000 |
||||
EUR |
3,000 |
||||
NZD |
3,000 |
||||
CAD |
3,000 |
||||
JPY |
300,000 |
||||
CHF |
3,000 |
||||
HKD |
10,000 |
||||
Fall-below Fee |
USD |
38 |
US$38 |
US$80 |
|
GBP |
5 |
||||
AUD |
10 |
||||
EUR |
10 |
||||
NZD |
10 |
||||
CAD |
10 |
||||
JPY |
1,000 |
||||
CHF |
10 |
||||
HKD |
50 |
||||
Minimum Average Daily Balance to qualify for interest |
NA |
US$20,000 |
US$30,000 |
||
Early Account Closure Fee (Within 6 months) |
USD |
50 |
US$50 |
US$200 |
|
GBP |
25 |
||||
AUD |
50 |
||||
EUR |
50 |
||||
NZD |
50 |
||||
CAD |
50 |
||||
JPY |
5,000 |
||||
CHF |
50 |
||||
HKD |
250 |
||||
Minimum Charge on Incidental Overdraft (AC without overdraft facility) |
USD Prime (5.25%) + TOD Rate (5% p.a.) payable on overdrawn amount OR minimum USD10, whichever is higher |
||||
Cheque Books |
US$25 per cheque book (50 leaves) |
First 2 cheque books free (50 leaves) US$25 per cheque book (for each subsequent cheque book) |
First 2 cheque books free (50 leaves) US$25 per cheque book (for each subsequent cheque book) |
||
Account Periodic Review Fees |
Minimum S$500 (or equivalent) |
||||
Account Setup Fee |
A one-time setup fee may apply |
Foreign Currency Call Accounts
Fees |
FCY Current Account |
||
Initial Deposit |
USD |
2,000 |
|
GBP |
1,000 |
||
AUD |
3,000 |
||
NZD |
3,000 |
||
EUR |
3,000 |
||
Minimum Average Daily Balance |
USD |
2,000 |
|
GBP |
1,000 |
||
AUD |
3,000 |
||
NZD |
3,000 |
||
EUR |
3,000 |
||
Fall-below Fee |
USD |
15 |
|
GBP |
10 |
||
AUD |
15 |
||
NZD |
15 |
||
EUR |
15 |
||
Early Account Closure Fee (Within 6 months) |
USD |
30 |
|
GBP |
20 |
||
AUD |
30 |
||
NZD |
30 |
||
EUR |
30 |
||
Account Periodic Review Fees |
Minimum S$500 (or equivalent) |
||
Account Setup Fee |
A one-time setup fee may apply |
Fixed Deposit Accounts
Singapore Dollar Fixed Deposit Accounts
Current Account |
BizPower Quad Current Account |
BizPower Quad + Current Account |
|
Tenor |
1 to 36 months |
1 to 36 months |
1 to 36 months |
Min. Placement Amount |
S$5,000 |
S$50,000 |
S$200,000 |
Foreign Currency Fixed Deposit Accounts
Current Account |
BizPower Quad Current Account - USD |
BizPower Quad + vCurrent Account - USD |
|
Currencies Available |
USD |
USD |
USD |
Tenor |
Up to 24 months |
1 to 12 months |
1 to 24 months |
Min. Placement Amount |
S$5,000 equivalent |
US$30,000 |
US$200,000 |
Cheque Charges
SGD |
FCY |
|
For stopped payment |
S$30 per cheque |
US$20 per cheque |
For lost cheques/ chequebooks |
S$50 per request |
Outward Return Cheques
SGD |
FCY |
|
Due to insufficient funds |
S$50 per cheque |
US$30 per cheque |
Due to technical reasons |
S$10 per cheque |
US$10 per cheque |
Foreign Cheque Deposits
Drawn on banks outside Singapore |
1/8% commission (minimum S$20, maximum S$100 equivalent) + postage + agent fee, if any. Commission-in-lieu of exchange 1/8% (minimum S$50). |
Drawn on banks in Singapore (via CTS System) |
Free |
Withdrawal
Cheques issued and are presented to us for payment from overseas |
1/8% commission (minimum S$20, there is no maximum commission to be charged) |
Normal mail (24hrs-48hrs) |
Free |
Registered mail (24hrs-48hrs) |
S$5 |
Express mail (same day) |
S$20 |
Inward Transactions
Inward Transactions
Telegraphic Transfer |
Normal Current Account |
BizPower Quad / Quad + Current Account (SGD/USD) |
|
Credit into RHB Account |
SGD |
10 |
Free |
USD |
5 |
||
GBP |
3 |
||
AUD |
5 |
||
EUR |
5 |
||
NZD |
5 |
||
CAD |
5 |
||
JPY |
500 |
||
CHF |
5 |
||
HKD |
25 |
||
Credit into SGD Account drawn on RHB account |
Free |
||
Encashment exceeding S$250,000 per Demand Draft / Telegraphic Transfer for Non-A/C Holder Moneychanger |
S$100 per Demand Draft / Telegraphic Transfer |
Demand Draft |
|
Credit into SGD Account drawn on RHB account |
Free |
Outward Transactions
MEPS+ |
||
MEPS+ Payments |
Branch |
Reflex |
Payments made by MEPS+ to non-RHB account |
S$20 per transaction |
S$15 per transaction |
Cashier’s Cheques |
||
Issuance |
SGD |
USD |
Payment to Account Holder’s own name |
Free |
Free |
Payment to Third Party / Non-Account Holder |
S$10 per cheque |
US$10 per cheque |
Replacement / Cancellation / Amendment |
SGD |
USD |
Payment to Account Holder’s own name |
S$5 per cheque |
US$5 per cheque |
Payment to Non-Account Holder |
S$10 per cheque |
US$10 per cheque |
Payment Stop Request |
SGD |
USD |
S$20 per request |
US$20 per request |
Standing Instructions |
||
Handling Fee |
||
By Customer |
S$10 |
|
By Charitable Organisation |
Free (up to 10 customers) |
|
For Loan Account |
Free |
|
For Salary Payment |
No. of Recipients |
Charges (per occasion) |
1 |
S$5 |
|
2 – 20 |
S$20 |
|
21 – 50 |
S$40 |
|
51 – 100 |
S$80 |
|
101 – 150 |
S$100 |
|
151 – 200 |
S$120 |
|
More than 200 |
S$150 |
|
Amendment |
S$5 per amendment |
Demand Drafts |
||
Issuance |
Account Holder |
Non-Account Holder |
Issued in FCY / S$ against payment in S$ |
1/8% commission (minimum S$10, maximum S$100) |
1/8% commission (minimum S$20, maximum S$100) |
Issued in FCY against payment in the same currency |
1/8% commission (minimum S$10, maximum S$100) |
1/8% commission (minimum S$20, maximum S$100) |
Replacement / Cancellation / Refund / Amendment |
S$20 + cable: S$20 + agent bank charges, if any |
|
Payment Stop Request |
S$20 + cable: S$20 + agent bank charges, if any |
Business Internet Banking Charges
View only module
Waived
Financial Transactions modules
Waived
Transfer to Own
Waived
Transfer to 3rd Party
Waived
FAST
S$1.00 per transaction
GIRO
S$0.20 per transaction
MEPS
S$15.00 per transaction
Telegraphic Transfer
1/8% commission (minimum S$10, maximum S$100) + cable charge S$20 + agent fee (if applicable)
Other Service Charges
SGD |
FCY |
S$50 per request |
US$40 per request |
Less than 1 year |
1- 3 years |
More than 3 years |
|
per statement month |
|||
SGD |
20 |
30 |
50 |
USD |
15 |
25 |
40 |
GBP |
15 |
25 |
40 |
AUD |
15 |
25 |
40 |
EUR |
15 |
25 |
40 |
NZD |
15 |
25 |
40 |
CAD |
20 |
30 |
50 |
JPY |
1600 |
2300 |
4000 |
CHF |
15 |
25 |
40 |
HKD |
115 |
170 |
280 |
Less than 1 year |
1 - 3 years |
More than 3 years |
S$20 per document + retrieval cost |
S$30 per document |
S$50 per document |
SGD |
FCY |
S$20 per statement |
US$15 (or equivalent) per statement |
SGD |
USD |
S$15 per copy |
US$10 per copy |
Withdrawal
S$1 per 100 pieces or part thereof
Exchange
S$1 per S$50 or part thereof per day
First 1,000 pieces
Free
Thereafter
S$3 per 100 pieces or part thereof
(Not applicable for deposit with denominations of S$100 & above)
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RHB
You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.
This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.
RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.
RHB
You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.
This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.
RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.
RHB
You are about to enter a third party website and RHB Banking Group's privacy policy will cease to apply.
This link is provided for your convenience only, and shall not be considered or construed as an endorsement or verification of such linked website or its contents by RHB Banking Group.
RHB Banking Group also makes no warranties as to the status of this link or information contained in the website you are about to access.